Buying a 2025 Acura RDX: The Differences Between Leasing and Financing a Car.

Buying a new vehicle is usually expensive, so we will help you decide on a method that will be affordable for you. There are two methods of buying a car that you can use: a lease vs loan. Both methods have their advantages and disadvantages, and we unpack them here for you to use when you decide to buy a new vehicle.

What is a Lease?

Leasing is similar to renting a car, but for more than a month, usually between 24 or 36 months. Although it can be for any number of months. Instead of paying off the car, you only pay for the amount of depreciation that is expected to occur during a set period of time. You normally, but not always, are expected to put down a deposit on a leased car.

Car leasing can be complex when trying to understand the financing options available. Unique terms such as capitalized cost and residual value can often confuse many shoppers when choosing to lease or buy a vehicle.

What is Capitalized Cost?

This is the ultimate price of the car. This price is normally fixed, but you can still negotiate it downward with many dealerships. A lower cap cost means you will be paying lower monthly installments. You can also get cap cost reductions which are lease offers from automakers.

What is Residual Value?

The residual value is the estimated value of a car at the end of its lease term or useful life. The residual value (also called salvage value) is the predicted value of what a car is worth at the end of the lease agreement. The lessor uses the residual value to understand the number of monthly payments the lessee will make during the life of the lease period. It is generally accepted that longer lease terms have lower residual values.

Benefits of Leasing a Acura RDX?

• Your monthly lease payments and overall monthly cost may be lower than a traditional financing loan
• You don't have to go through the hassle of selling the vehicle once your lease is up
• The contract terms for leasing are typically shorter than a car loan
• You have the ability to turn the vehicle in at lease end and get a new vehicle

Lease a Acura RDX at Spreen Acura Riverside in Riverside, CA

Cons of Leasing a Vehicle

• You don't own the vehicle
• There are annual mileage limitations
• There may be a penalty if you terminate the lease contract early
• A lease agreement is a binding contract
• A lease agreement, once signed, becomes a legally binding agreement between you and the car leasing company. In return for the use of the car for a specific period, you agree to make a monthly payment. If you break that contract by failing to make a payment, you are expected to return the car.

What is Traditional Vehicle Financing?

Traditional vehicle financing gets you behind the wheel of a new or used vehicle and requires you to make payments to eventually own the vehicle. When the car is fully paid off, you will own it and be able to retain the vehicle's remaining equity towards the purchase of a new vehicle. What happens if you finish paying off the vehicle and still love it? You can choose to continue owning the vehicle to take advantage of lower ownership costs by not having to pay monthly lease or finance payments

Benefits of Financing a Acura RDX

• Once the vehicle is been paid off you own it
• Unlike a lease, you don't have to return the car
• You can drive as much as you want; no mileage restrictions
• Once your car is paid off you can use it as an upfront payment
• You can sell your car privately
• You can customize the vehicle with no restrictions at lease turn-in
• You won't have to make payments when the loan is paid off
• Financing is easier than leasing
• Refinancing a vehicle loan can save you money
• You decide if you want to fix the vehicle or not

Cons of a Vehicle Loan

• As with any loan, there will be an interest rate where you will have to pay interest
• After paying off the car, there could be increased maintenance costs due to the age of the car

Finance a 2025 Acura RDX at Spreen Acura Riverside in Riverside, CA

You Own the Car

By purchasing a car through financing, you will own it as soon as it is paid off. While you're still paying for the car the bank owns the car title until you pay it off, but there are typically no restrictions on what you can or can not do with your car. Plus, your ownership grows slowly at first, but increases as the interest declines. The best way to maintain positive equity is to make a sizable down payment and get the shortest loan term you can afford.

There's no mileage cap

One of the biggest benefits of financing your car is you don't have to worry about a mileage cap. Beyond the costs of fuel and maintenance, there is no financial penalty for driving long distances.

Visit Spreen Acura Riverside to compare Acura lease prices and financing offers. Find out what works best for you and drive away in a 2025 Acura RDX.

How Much Does the 2025 Acura RDX Cost?

The 2025 Acura RDX starts at an MSRP of $44,700*. Crafted with movement in mind, this vehicle features sleek body lines that flow from the striking Diamond Pentagon grille to the sculpted rear. The LED-illuminated Dragon Tail taillights add a dramatic touch to the bold design, while rectangular dual exhaust finishers enhance its premium road presence.

The front fascia is highlighted by Jewel Eye® LED headlights, which maintain their jewel-like appearance even when off, providing bright, natural light for superior down-road visibility. Chicane™ LED DRLs complete the look with a distinctive, eye-catching signature.

This is the epitome of performance-driven design. Gloss black accents and 20-inch alloy wheels emphasize the 2025 Acura RDX's sleek profile, while larger round exhaust finishers and A-Spec® badging amplify its muscular look. The finned rear diffuser adds an extra layer of boldness to the exterior.

Find great lease or finance prices on your New 2025 Acura RDX at Spreen Acura Riverside in Riverside, CA today!

New 2025 Acura RDX Performance & Capabilities

Super Handling All-Wheel Drive™ (SH-AWD®) takes the performance of the 2025 Acura RDX to a whole new level. With 272-HP* channeled through all four tires, the advanced torque vectoring system provides precise control, even in challenging weather conditions. With a maximum towing capacity of 1500 lbs.*, the 2025 Acura RDX is ready for whatever you take on.

The 2025 Acura RDX is built to respond. The available Adaptive Damper system has been fine-tuned for a more dynamic performance. IDS drive modes adjust the vehicle's response to suit a variety of conditions, while Sport Mode delivers an even sharper, more responsive ride.

Dual-pinion, variable-ratio electric power steering enhances the driving experience with maximum control. Switch to Comfort Mode for lighter steering or Sport Mode for a firmer, more responsive feel.

The braking system has been upgraded for improved stopping power, boosting driver confidence. A firmer pedal feel strengthens the connection between the road and the driver, ensuring greater control.

What Technology Does the New 2025 Acura RDX Offer?

Every 2025 RDX comes equipped with Apple CarPlay® integration, giving you seamless access to your phone directly on the vehicle's center display via the True Touchpad Interface™. You can send and receive messages, listen to music, and get directions using Siri with your compatible iPhone®.

Connect your compatible Android phone to your 2025 RDX and enjoy Android Auto™ for music, texting, and navigation. Displayed effortlessly on the 10.2-inch full HD center screen, Android Auto™ is intuitively controlled using the True Touchpad Interface™.

Immerse yourself in an exceptional audio experience with the available ELS Studio 3D®* Premium Audio System. Designed by Grammy Award-winning producer Elliot Scheiner, this system delivers pristine sound through 16 speakers, including 4 in the headliner, to elevate your drive.

Get Connected in the 2025 Acura RDX and Find a Great Lease Price at Spreen Acura Riverside.

Is the 2025 Acura RDX Safe?

Your 2025 RDX is equipped with a suite of innovative safety and driver-assistive technologies that help enhance driver awareness, avoid collisions, and mitigate the severity of an impact.

Standard Safety Features:

• Collision Mitigation Braking System™
• Road Departure Mitigation
• Adaptive Cruise Control with Low-Speed Follow
• Lane Keeping Assist System
• Pedestrian Detection
• Traffic Sign Recognition
• Traffic Jam Assist

Get Behind the Wheel of the Luxurious 2025 Acura RDX at a Great Price at Spreen Acura Riverside in Riverside, CA Today.