Buying a 2025 Acura TLX: The Differences Between Leasing and Financing a Car.

Buying a new vehicle is usually expensive, so we will help you decide on a method that will be affordable for you. There are two methods of buying a car that you can use: a lease vs loan. Both methods have their advantages and disadvantages, and we unpack them here for you to use when you decide to buy a new vehicle.

What is a Lease?

Leasing is similar to renting a car, but for more than a month, usually between 24 or 36 months. Although it can be for any number of months. Instead of paying off the car, you only pay for the amount of depreciation that is expected to occur during a set period of time. You normally, but not always, are expected to put down a deposit on a leased car.

Car leasing can be complex when trying to understand the financing options available. Unique terms such as capitalized cost and residual value can often confuse many shoppers when choosing to lease or buy a vehicle.

What is Capitalized Cost?

This is the ultimate price of the car. This price is normally fixed, but you can still negotiate it downward with many dealerships. A lower cap cost means you will be paying lower monthly installments. You can also get cap cost reductions which are lease offers from automakers.

What is Residual Value?

The residual value is the estimated value of a car at the end of its lease term or useful life. The residual value (also called salvage value) is the predicted value of what a car is worth at the end of the lease agreement. The lessor uses the residual value to understand the number of monthly payments the lessee will make during the life of the lease period. It is generally accepted that longer lease terms have lower residual values.

Benefits of Leasing a 2025 Acura TLX?

• Your monthly lease payments and overall monthly cost may be lower than a traditional financing loan
• You don't have to go through the hassle of selling the vehicle once your lease is up
• The contract terms for leasing are typically shorter than a car loan
• You have the ability to turn the vehicle in at lease end and get a new vehicle

Lease a 2025 Acura TLX at Spreen Acura Riverside in Riverside, CA

Cons of Leasing a Vehicle

• You don't own the vehicle
• There are annual mileage limitations
• There may be a penalty if you terminate the lease contract early
• A lease agreement is a binding contract
• A lease agreement, once signed, becomes a legally binding agreement between you and the car leasing company. In return for the use of the car for a specific period, you agree to make a monthly payment. If you break that contract by failing to make a payment, you are expected to return the car.

What is Traditional Vehicle Financing?

Traditional vehicle financing gets you behind the wheel of a new or used vehicle and requires you to make payments to eventually own the vehicle. When the car is fully paid off, you will own it and be able to retain the vehicle's remaining equity towards the purchase of a new vehicle. What happens if you finish paying off the vehicle and still love it? You can choose to continue owning the vehicle to take advantage of lower ownership costs by not having to pay monthly lease or finance payments

Benefits of Financing a 2025 Acura TLX

• Once the vehicle is been paid off you own it
• Unlike a lease, you don't have to return the car
• You can drive as much as you want; no mileage restrictions
• Once your car is paid off you can use it as an upfront payment
• You can sell your car privately
• You can customize the vehicle with no restrictions at lease turn-in
• You won't have to make payments when the loan is paid off
• Financing is easier than leasing
• Refinancing a vehicle loan can save you money
• You decide if you want to fix the vehicle or not

Cons of a Vehicle Loan

• As with any loan, there will be an interest rate where you will have to pay interest
• After paying off the car, there could be increased maintenance costs due to the age of the car

Finance a 2025 Acura TLX at Spreen Acura Riverside in Riverside, CA

You Own the Car

By purchasing a car through financing, you will own it as soon as it is paid off. While you're still paying for the car the bank owns the car title until you pay it off, but there are typically no restrictions on what you can or can not do with your car. Plus, your ownership grows slowly at first but increases as the interest declines. The best way to maintain positive equity is to make a sizable down payment and get the shortest loan term you can afford.

There's no mileage cap

One of the biggest benefits of financing your car is you don't have to worry about a mileage cap. Beyond the costs of fuel and maintenance, there is no financial penalty for driving long distances.

Visit Spreen Acura Riverside to compare 2025 Acura lease prices and financing offers. Find out what works best for you and drive away in a new Acura TLX.

How Much Does the 2025 Acura TLX Cost?

Introducing the sporty and captivating 2025 Acura TLX, with a starting MSRP of $45,400*, beginning at the base 2025 Acura TLX trim level.

The 2025 Acura TLX commands attention with a long, sculpted hood, a wider stance, and a low, athletic profile that ensures a powerful presence on the road. Optional rear spoilers and dual exposed exhaust finishers enhance its sporty appeal.

The 2025 Acura TLX exterior stands out. It features Jewel Eye® LED headlights that cast a broad, natural-like white beam, providing exceptional visibility for the road ahead.

The A-Spec® trim brings performance to life with sport-focused details, including enhanced seats with black Ultrasuede® trim, a piano-black spoiler, a flat-bottom sport steering wheel, and LED fog lights, delivering a bolder, more aggressive drive.

Engineered for maximum performance, the Type S is crafted to optimize airflow. Its lower front splitter generates downforce for added traction, while the Open Surface Diamond Pentagon Grille channels air to the powerful turbo V6. A rear spoiler and lower diffuser work together to reduce lift and smooth airflow. Designed with speed in mind, the 2025 Acura TLX Type S is made to be driven.

Is the 2025 Acura TLX Fast?

The 2025 Acura TLX features a 272-HP* direct-injected VTEC® turbocharged engine that delivers consistent torque throughout the rev range. Paired with a 10-speed transmission, it offers quicker acceleration, sharper throttle response, and smooth gear transitions.

The Super Handling All-Wheel Drive™ (SH-AWD®) system ensures smooth power distribution and exceptional agility, letting you experience thrilling cornering performance along with the stability benefits of advanced all-wheel drive.

Standard on the Type S, SH-AWD® is complemented by an Adaptive Damper System and a tighter variable steering ratio, creating a heightened connection to the road. The potent 355-HP* turbo V6 promises an exhilarating drive every time.

The Type S makes a powerful statement with its quad exhaust outlets, hinting at the engine's capability. Exclusive high-performance chassis bracing, a sport-tuned Adaptive Damper System, and a Brembo® front 4-piston braking system deliver handling with pinpoint precision, helping you harness all that power with confidence.

Hurry into Spreen Acura Riverside to Experience Outstanding Performance and Find a Great Lease Price Today in Riverside, CA.

Introducing the sporty and captivating 2025 Acura TLX, with a starting MSRP of $45,400*, beginning at the base 2025 Acura TLX trim level.

The 2025 Acura TLX commands attention with a long, sculpted hood, a wider stance, and a low, athletic profile that ensures a powerful presence on the road. Optional rear spoilers and dual exposed exhaust finishers enhance its sporty appeal.

The 2025 Acura TLX exterior stands out. It features Jewel Eye® LED headlights that cast a broad, natural-like white beam, providing exceptional visibility for the road ahead.

The A-Spec® trim brings performance to life with sport-focused details, including enhanced seats with black Ultrasuede® trim, a piano-black spoiler, a flat-bottom sport steering wheel, and LED fog lights, delivering a bolder, more aggressive drive.

Engineered for maximum performance, the Type S is crafted to optimize airflow. Its lower front splitter generates downforce for added traction, while the Open Surface Diamond Pentagon Grille channels air to the powerful turbo V6. A rear spoiler and lower diffuser work together to reduce lift and smooth airflow. Designed with speed in mind, the 2025 Acura TLX Type S is made to be driven.

Does the 2025 Acura TLX Have Apple CarPlay®?

Every 2025 Acura TLX includes Apple CarPlay® integration, allowing you to access your iPhone® directly from the center display using the True Touchpad Interface™. With Siri, you can send and receive messages, listen to music, and navigate hands-free with a compatible iPhone®.

You can also connect your compatible Android phone to the 2025 Acura TLX to enjoy Android Auto™ for music, texting, and navigation. Displayed seamlessly on the 10.2-inch full HD center screen, Android Auto™ is easy to control with the True Touchpad Interface™.

For audio enthusiasts, the 2025 Acura TLX offers an impressive listening experience. The available ELS Studio® Premium Audio System delivers studio-quality sound with a 17-speaker surround setup, including four ultra-slim Highline™ overhead speakers, creating an immersive sound environment.

Get Connected in the 2025 TLX and Find a Great Lease Price at Spreen Acura Riverside.

How Safe is the 2025 Acura TLX?

Your 2025 TLX is equipped with a suite of innovative safety and driver-assistive technologies that help enhance driver awareness, avoid collisions, and mitigate the severity of an impact.

Standard Safety Features:

• Collision Mitigation Braking System™
• Road Departure Mitigation
• Adaptive Cruise Control with Low-Speed Follow
• Lane Keeping Assist System
• Pedestrian Detection
• Traffic Sign Recognition
• Traffic Jam Assist

Get Behind the Wheel of the Luxurious 2025 Acura TLX at a Great Price at Spreen Acura Riverside in Riverside, CA Today.